How to Open a Chinabank Savings Account - Requirements, Initial Deposit and Procedures

China Banking Corporation, widely known as Chinabank is one of the best commercial banks in the Philippines. It is a subsidiary of the SM Group of Companies owned by the business tycoon Henry Sy. You can find a chinabank branch in almost every city of the country. Opening a savings account in Chinabank is very easy and convenient. Today, I will be sharing the requirements, initial deposit, types of chinabank savings account and procedures in opening a chinabank savings account.

Chinabank Savings Account Requirements:

  • Valid IDs (Bring the original and photocopies)
  • Two 1x1 Photos
  • Initial Deposit

Here are the step-by-step procedure in opening a chinabank savings account (ATM/Passbook):

1. Visit the nearest Chinabank branch in your area. Bring with you all the requirements to avoid any hassle. Go to the new account section and tell the bank officer that you will be opening a savings account. The bank officer will give you application forms.

2. Fill out the application forms. Make sure that all the information you provided are accurate. After you double checked the application forms submit it to the bank officer along with the requirements. 

3. The bank officer will process your savings account application. Once done, the bank officer will give you the receipt or application slip and tell you when to get your ATM or Passbook. Usually it takes 3-5 working days.

4. Go back to the bank to claim your ATM or Passbook savings account kit. Congrats !

Types of Chinabank savings account (initial deposit and maintaining balance)

Chinabank Passbook Savings Account - 5,000 pesos initial deposit and maintaining balance
Chinabank ATM Savings Account - 2,000 pesos initial deposit and maintaining balance
Chinabank Money Plus Savings Account - 20,000 pesos initial deposit and maintaining balance
Chinabank Overseas Kabayan Savings Account - waived

Best and High paying BPO and Call Center Companies to Work in the Philippines

Business Processing Outsourcing or BPO and Call Center Companies are now dominating as top companies that offer a year round hiring which is very beneficial to all Filipinos that are looking for a good job with high pay and incentives. There are a lot of newly graduates that are call center agents as there is a high demand of employment. Almost in every big city you can find a call center which also contributes to the its progress. Call center in the Philippines started to boom starting 2000 until the present. Are you looking for a call center hiring companies? I round up the best BPO and high paying Call Center Companies to Work in the Philippines. I hope the list will be helpful to you in choosing which call center company to consider and offers the best working experience.

Best BPO and Call Center Companies to Work in the Philippines

Convergys Philippines Services Corporation 

Basic Info: Convergys is known as world class customer managing firm and already served multi-millionaire companies around the globe. They offer career development, above industry compensation, healthcare benefits, diversity culture, enjoyable and warm environment and allows both personal and professional growth. Convergys opened its contact center in the Philippines in 2003 and now with 34 contact centers across the country.

Recruitment Center: 8/F Megamall Building C, EDSA cor. Dona Julia Vargas Avenue, Mandaluyong.

Salary and Compensation: Php14,500.00 plus 20% night differential and Php1,500.00 allowance. Standard government benefits SSS, Pag-Ibig and PhilHealth. A healthcard upon regularization.


Basic Info: Accenture started out in the Philippines in 1985 as a non-voice BPO and is one of the largest IT companies in the country with the biggest third-party non-voice solutions provider nationwide. They are known to handle big technical accounts like AT & T.Accenture Manila BPO is proud in providing good quality, safe and stable working conditions, and a very supportive working environment. Accenture Manila BPO valuesits employees as its main asset and a big part of its success.Core ideals of the company is life, work and balance. Thus, one of the reasons why they have many lifestyle perks and privileges. The company only accepts college degree holders

Business and Contact Address: 14/F Cybergate Tower 3, Pioneer St., Mandaluyong Cit.

Salary and Compensation: Php15,000.00 basic salary, standard government benefits, and Maxicare upon regularization. They're known to give a 14th month pay for regular employees. They also have a bond for one year. .

Stream Global Service (formerly eTelecare)

Basic Info: In 2008, Stream opened its first Philippine branch in Manila, where they grew rapidly to acquire eTelecare in October 2009. Stream Global Services is partners with a number of leading global companies in a wide array of industries including technology, computing, telecommunications, retail, entertainment and media and financial services companies.

Business and Contact Address:2/F, Worldwide Corporate Center, Shaw Boulevard, Mandaluyong

Salary and Compensation: Php15,000.00 basic salary15% night differential, Maxicare availability even for probes and performance incentives.

JPMorgan Chase & Co.

Basic Info: This bank is a leader in investment banking, financial services and transaction processing, asset and wealth management and private equity loans.JPMorgan Chase operates one of its offshore BPO’s here underChase Card Services. It carries the reputation for being the second-largest issuer of both MasterCard and Visa credit cards. It engages in credit card back-door work, client acquisition, customer retention, billing and collections among others.

It has more than 160 million cards in circulation and is one of the largest credit card issuers in the United States.

Business and Contact Address: 7/F Net Quad Bldg., 4th Ave. Corner 30th St., Fort Bonifacio, Global City Taguig City.

Salary and Compensation: Php15,000.00 to Php16,000.00 for entry-level applicants and Php18,000.00 to Php22,500.00 for experienced agents on an inbound account. Standard government benefits. There's Php1500.00 for rice and meal, Php1,000.00 for transportation, 20% night differential and Maxicare as health card provider. Plus, perks are high.


HSBC Global Resourcing

Basic Info: HSCB Electronic Data Processing Philippines is the call center arm of HSBC Global Resourcing. Security of tenure and career is one of their slogans.It is owned by HSBC Holdings and work in one of several HSBC Group Service Centers around the world and only serve HSBC customers from the U.S. & U.K. Although, other financial institutions have affiliated or merged themselves with the prime BPO services of HSBC like Orchard, Household Banking and Prime, and GM Bank among others.

Business and Contact Address: UP Ayala Technohub Commonwealth Avenue
Diliman, Quezon City

Compensation and Salary: Basic salary ranges from Php15,000.00 to Php20,000.00, 20% night differential, allowance that includes transportation and rice amounting to Php 3,000.00 plus.



Basic Info: Sitel is involved in customer care, technical support, sales acquisition, collections and receivables, retention strategies, lead generation and back-office processing for corporate industries with finance, distribution, software, technology and manufacturing operations. Starting in 2004 in Manila, it has now handled reputable accounts like Capital One Bank, Sears, TMobile, Virgin Mobile, and Sony among others. True to its reputation, it was awarded the BPO Company of the Year 2008 and the 1st CSR Excellence Award by the American Chamber of Commerce Philippines and American Chamber Foundation in 2007.

Business and Contact Address: 6/F Centerpoint BLdg, Julia Vargas Cor. Garnett Road Pasig City 1600.

Salary and Compensation: Php14,000.00 for entry level positions and 15% night differential. Non-taxable allowance is allocated at Php1,000.00. Standard government benefits and a Maxicare health card upon regularization on the 6th month. Employees receive perks through raffles, incentives and a high referral bonus payout. Their bond is equivalent to one month salary and is released upon regularization.


Basic Info: TELUS is the former Ambergris Solutions and is popularly noted for handling technical accounts in the industry. They provide diverse corporate needs that are cost-effective and high quality solutions for customer care, sales, technical support, market research and back office work. Their known clients include companies in the utilities, high-tech, travel, hospitality, telecommunications and financial services industries. Popular accounts associated with TELUS include Samsung, Xbox, and TELUS mobility

Business and Contact Address: 31st Floor Discovery Suites, 25 ADB Avenue, Ortigas Center, Pasig City 1600.
Salary and Compensation: Php13,250.00 for starters which would be appraised within the year. Php2,000.00 to Php2,500.00 non-taxable allowance. Standard government benefits plus a healthcard upon regularization.

Check out their official sites for more information.

JRS Express Branches in Puerto Princesa City - Complete Address and Phone Number

Complete List of JRS Express Branches in Puerto Princesa City - Complete Address and Phone Number

In this post, I round up the complete list of JRS Express branches in Puerto Princesa City with their complete address and phone number.

 Complete List of JRS Express Branches in Puerto Princesa City


Palawan (Puerto Princesa)

Unit 3 Ground Floor, JUNCTION ONE CENTRE Junction 1, National High-way Puerto Princesa City Palawan
Maribeth Lovino, BM
Phone: (048) 433-2353 ● Mobile: 0923-7187898 ● Mobile: 0943-6630764

Opening a Checking Account with BDO

Do you have any idea on how to open a BDO checking account? Today, I will be sharing the guide and requirements in opening a checking account with BDO. A checking account is simply a type of bank account that uses check as method of payment. We all know that BDO is one of the largest banks in Philippines. It's branches are scattered across the country so its very easy and convenient to open a checking account with them. BDO also offers a longer banking hours compare to the other banks.

Benefits of Opening a BDO checking account:

  • You can either receive or pay money without carrying cash.
  • It is safer to bring check than cash.
  • It is more convenient.


  • Two Valid IDs
  • Two ID Picture (1x1 or 2x2)
  • BDO account with atleast 30,000 pesos daily balance (existing for atleast 6 months)

Here are the steps on how to apply or open a BDO checking account:

1. Go to BDO branch and look for the new account section. Make sure that the branch is the one with your savings account since BDO requires an existing savings account to allow you open a checking account.

2. Fill out forms. The bank officer will give you application forms and specimen signature forms. Submit the accomplished forms along with the requirements.

3. Wait for few minutes for your checkbook.


Account TypeMinimum Initial DepositMinimum MADB RequirementMinimum Balance to Earn InterestPenalty*
Regular Checking AccountPhp 5,000.00Php 5,000.00N/APhp 300.00
Smart Checking – PersonalPhp 15,000.00Php 15,000.00Php 15,000.00Php 300.00
Smart Checking – CommercialPhp 25,000.00Php 25,000.00Php 25,000.00Php 300.00
Super CheckingPhp 100,000.00Php 100,000.00Php 100,000.00Php 300.00
Peso Checking Account PayrollPhp 100.00Php 100.00N/APhp 300.00
Automatic Transfer – Savings Account ATF PersonalPhp 25,000.00Php 25,000.00Php 25,000.00Php 500.00
Checking Account ATF Personal0.000.00N/AN/A
Automatic Transfer – Savings Account ATF CommercialPhp 50,000.00Php 50,000.00Php 50,000.00Php 500.00
Checking Account ATF Commercial0.000.00N/AN/A

Metrobank Customer Service Hotline Number

In this post, I will share the Metrobank Customer Service Hotline Number to call or contact when you are having a problem with their service.

Metrobank Customer Service Phone Number and Metrobank Email Address

In case you have concerns, you can contact Metrobank Customer Care Hotline Numver/Telephone Number/Email Address/Customer Support:

      24x7 Customer Hotline: (632) 8700-700
      24x7 Domestic Toll-free No.: 1-800-1888-5775
      Email address:
      Telephone Number: (632) 898-8701; (632) 898-8702

Metrobank Credit Card Requirements and Qualifications

Are you applying for Metrobank Credit Card? You must know first what are the Requirements and Qualifications in order to know if you are qualified to apply for Metrobank Credit Card and process your application immediately. 

Its actually easy to apply for a Metrobank Credit Card as long as you are fully qualified and have all the necessary requirements. There are many benefits if you have a credit card like shopping without carrying cash, purchasing online, can use when you are short and helpful when applying for loan and traveling abroad. 

Metrobank Credit Card Qualifications:

Unlike applying for a savings account there certain qualifications in order to get a Metrobank Credit Card. What are the Metrobank Credit Card Qualifications?

a.) Must be 21-70 years old
b.) With atleast 180,000 pesos annual gross income
  • P200,000 for M Lite MasterCard
  • P480,000 for Gold and Cebu Pacific MasterCard Gold
  • P600,000 for Dollar MasterCard
  • P800,000 for Femme Signature Visa and Platinum Peso
  • P5 million for World MasterCard
c.)  Must have telephone numbers
d.)  Regular employee or self-employed with business operating for at least two years

 Metrobank Credit Card Requirements:

In applying for  Metrobank Credit Card there are some requirements you need to secure. Below are the necessary requirements in applying for Metrobank Credit Card.

Employed Self-Employed Foreign Resident
Proof of Income
  • Latest Income Tax Return with BIR or bank stamp AND/OR BIR Form 2316 signed by employer
  • Details of other credit cards with at least one year principal card membership
  • Certificate of Employment OR latest pay slip (one month)
  • Audited Financial Statement with BIR or bank stamp for at least two years AND latest Income Tax Return with BIR stamp
  • Photocopy of registration of Business Name
  • Single proprietorship: DTI Registration
  • Partnership/Corporation: SEC Registration
  • Details of other credit cards with at least one year principal card membership
  • Alien Certificate of Registration
  • Immigrant Certificate of Residence
Proof of Identification
Photocopy of front and back of at least one of these valid IDs with picture:
  • Company ID
  • Passport
  • Driver’s License
  • Postal ID
  • SSS ID
  • TIN Card
  • PhilHealth Card
  • PRC ID
  • Voter’s ID
  • All other IDs issued by the Philippine government and its instrumentalities

For more information you can visit Metrobank Official Website.

New Postal ID Requirements in the Philippines

Recently, the Postal Office announced that they will be issuing new postal ID. Requirements of new postal ID are almost the same like the older version.

The perk is that the latest or new postal ID is consider as a valid which only means that it is accepted to any government agencies or banks. It has electronic security features and still like the old one valid for only 3 years. I listed below the complete list of New Postal ID Requirements.

Postal ID Requirements

Here are the requirements in applying for postal ID in the Philippines:

  • Application Form  
  • Barangay Clearance
  • Cedula/Community Tax Certificate
  • NSO Birth Certificate - in some branches they get the original copy
  • Original Copy of Marriage Cerficate - for married female applicants
  • Proof of Address - Utility Bills or Barangay Clearance
  • New Postal ID Fees - 414.44 pesos
I hope this article about the New Postal ID Requirements in the Philippines is helpful!

Get Verified on Paypal: How to link BPI My ePrepaid Mastercard to PayPal?

BPI My ePrepaid Mastercard is a re-loadable debit card which can be use to purchase items online and can be use in other financial transactions. One great feature of the card is its ability to link to Paypal which one of the most reliable and used online payment method. This is one of the best alternatives when you wanted  to buy online but you don't have credit card. Tpday, I will sharing with you the simple steps on how to link your BPI My ePrepaid Mastercard to PayPal.

 How to link BPI My ePrepaid Mastercard to PayPal?

It is very easy to link BPI My ePrepaid Mastercard to PayPal. Here are just some notes you must remember before linking your card to PayPal, make sure that your card has load of atleast 150 pesos because there's a $1 charge for linking and 100 pesos for confirmation of your card. Don't worry your 100 pesos will sent back to your card when confirmation is successful. 

Procedures in linking BPI My ePrepaid Mastercard to PayPal:

1. Log-in to your PayPal account. If you don't have account you can sign-up its free.

2. Click Profile > Add/Edit Credit Card > Select Mastercard as card type. 

3. Input your BPI My ePrepaid Mastercard.

4. Once done, click Add Card.

5. Then, click Confirm my BPI My ePrepaid Mastercard to inform Paypal that you're done with the process and allow them send the 4-digit verification code which is very much important.

6. To get your 4-digit verification code look to your last 5 transaction history using the BPI Express . You can also send a request to To get it easily better call 24/7 BPI Hotline 89-100 and Press 4 for BPI Express Cash.

BPI Credit Card Requirements and Qualifications

Have you decided to apply for BPI Credit Card? It is easy and convenient to apply for BPI Credit Card just ensure that you are eligible and can secure all the requirements needed. 

There are several advantage when you have a BPI Credit Card like online shopping, paying of bills, convenience by not carrying cash, security and can be use in other financial transactions. In this post I will discussing the requirements in applying for BPI Credit Card and the qualifications.

BPI Credit Card Qualifications:

Below are the qualification in applying for  BPI Credit Card. You must meet every single critera in order to be eligible in applying for  BPI Credit Card. What are the BPI Credit Card Qualifications?

a.) You must be 21 to 70 years old
b.) Must have telephone number, either personal or business number
c.) Must have at-least 180,000 pesos annual gross income

BPI Credit Card Requirements:

In every legal transactions we need to present or submit requirements for identity purposes. Here are the requirements in applying for BPI Credit Card:

Employed Self-Employed Foreign Resident
Proof of Income
  • Certificate of Employment or Contract of Employment
  • Latest pay slips
  • Latest Income Tax Return with BIR or bank stamp
  • Latest Audited Financial Statement with BIR or bank stamp AND latest Income Tax Return with BIR or bank stamp
  • Alien Certificate of Registration
  • Work permit or Embassy Accreditation Papers
Proof of Identification
Front and back of at least one of these valid IDs with picture:
  • Passport including those issued by foreign governments
  • Driver's License
  • PRC ID
  • NBI Clearance
  • Police Clearance
  • Postal ID
  • Voter's ID
  • Tax Identification Number
  • Barangay certification    
  • GSIS e-Card
  • SSS card
  • Senior Citizen Card
  • OFW ID
  • Seaman's book
  • Alien Certification of Registration/Immigrant Certificate of Registration
  • Government office and GOCC ID (e.g., AFP, HDMF IDs)
  • Certification from the NCWDP
  • DSWD certification
  • IBP ID; and
  • Company IDs issued by private entities or institutions registered with or supervised or regulated either by BSP, SEC or IC.

Steps on How to Enroll in BPI Online Banking

Having an access to internet banking is really useful since you don't need to go to the bank or ATM machines just to check your balance or make financial transactions. If you are a BPI savings account holder you are qualified to activate BPI online banking and enjoy all the benefits of internet banking.

Here are some of the features of BPI Online Banking:

  • View summary of your enrolled accounts and check balances
  • Transfer funds
  • Enroll and pay bills
  • Buy load for your mobile phones

Here's the step-by-step procedure to enroll and activate BPI Online Banking:

1. Visit the BPI Express Online and click Enroll Now.

2. Fill out forms, ensure that all information you provided are accurate.

3. To fully activate your enrollment visit the nearest BPI ATM machine. BPI will be sending specific instruction.

In just 3 simple steps you can take advantage and enjoy all the benefits of BPI internet banking.

List of Acceptable IDs and Supporting Documents when getting a Philippine Passport

Do you know what are the valid IDs accepted by DFA when getting a Philippine passport? It is advisable that when going to the DFA for passport application an individual must secure valid IDs to avoid any inconvenience. As we know it is very essential that we have valid IDs and supporting documents to be presented when transacting to any government offices for security purposes. Below is the complete list of acceptable IDs and supporting document when getting a Philippine passport.


LIST OF ACCEPTABLE IDS (At least 1 of the following):

  • Government-issued picture IDs such as the following:
    • Digitized SSS ID
    • Driver’s License
    • GSIS E-card
    • PRC ID
    • IBP ID
    • OWWA ID
    • Digitized BIR ID
    • Senior Citizen’s ID
  • Other acceptable picture IDs such as the following:
    • Old College ID
    • Alumni ID
    • Old Employment IDs

LIST OF SUPPORTING DOCUMENTS (At least 3 of the following): 

  • Voter’s ID
  • NSO Marriage Contract
  • Land Title
  • Seaman’s Book
  • Elementary or High School Form 137 or Transcript of Records with readable dry seal
  • Government Service Record
  • NBI Clearance
  • Police Clearance
  • Barangay Clearance
  • Old documents issued at least one year prior to date of application that show correct name, date and place of birth, picture and signature of applicant such as the following:
    • NSO Birth Certificate of child / children
    • SSS-E1 Form or Microfilmed Copy of SSS-E1 Form
    • Income Tax Return
    • Voter’s Certification, List of Voters and Voter’s Registration Record (for newly issued VRR, please attach receipt)
    • School Yearbook
    • Community Tax Certificate

Source: Department of Foreign Affairs: List of Acceptable IDs

How to apply for a Philippine Passport Online (Through DFA Online Passport Application)

Having a passport has several advantages like a requisite when traveling abroad and consider as a valid ID which is useful when having any legal transactions. DFA is now accepting online applications of Philippine passport to make it more easy and convenient to everyone. The passport online application is not yet fully automated for several reasons. The initial online processing application is a great help to reduce long lines and waiting time in the DFA offices. I will be sharing with you easy way to get Philippine passport through online passport application.

Philippine Passport Requirements:

 Procedures on how to set an appointment:

1. Go to the DFA Passport Appointment page. Click the set an appointment at the left side portion of the screen.

2. Select the nearest site in your work or area.

3. Next, click the start individual appointment process located at the bottom of the page.

4. Fill out the individual application from. Check your details and click SUBMIT.

5. The requirements will show again, just hit the continue button and click PROCEED.

6. You will be redirected to the set your appointment page were you can set your preferred date of appointment. The system will notify you if your chosen date was not available and advise you to choose alternative site.

7. Once done, you need to confirm and print the Philippine passport application form. Check your email to confirm the transaction. Find the email of the DFA and click the confirmation link, you have 24 hours to do so or else your appointment will be cancelled. Along with the link is the application form which you need to print in a long bond paper.

Open an Eastwest Bank Basic Savings Account - How, Requirements, Procedures

Are you planning to open an Eastwest bank basic savings account? Well, you came in the right place. In this article I will be discussing all all about the Eastwest basic savings account. Eastwest basic savings account is one of the best savings account since it offers low initial deposit and other features that will be suitable to everyone. Eastwest bank basic savings account is VISA Debit Card which means you can use it verifying your PayPal and shopping online. For as low as 100 pesos you can already open an account with Eastwest Bank. 

Today, I will be sharing the requirements in opening or applying for an Eastwest basic savings account as well as the step-by-step procedures.

Eastwest Bank Basic Savings Account Requirements:

  • Valid IDs
  • Recent 1x1 or 2x2 pictures
  • Proof of Billing ( Utility bills or credit card statement)
  • Initial Deposit (100 pesos)

Procedures in opening an Eastwest Bank Basic Savings:

1. Go to your preferred EastWest bank or the one nearest in your area.

2. Go to the new account section and tell the bank officer that you are going to open an Eastwest basic savings account. The bank officer will give you application form.

3. Fill out the application form. Once done, submit it along with the other requirements. 

4. The bank officer will check and process you application. After, the teller will advise you when to claim your basic savings account opening kit. 

5. Go back to the bank on the date stated most likely 5-7 working days after your application. 

Here's additional information regarding the Eastwest Bank Basic Savings Account:

Initial Deposit:P100.00
Maintaining Deposit:P100.00
Interest Earning Balance:P500.00
Interest Rate:0.25%
Documentation:Electronic Statement
Access:ATM, POS, Online
Over-the-counter transaction fees(withdrawal, fund transfer):P 100.00

Waived over-the-counter transaction fees up to June 30, 2013

JRS Express Branches in Cavite - Complete Address and Phone Number

Complete List of JRS Express Branches in Cavite - Complete Address and Phone Number

In this post, I round up the complete list of JRS Express branches in Cavite with their complete address and phone number.

 Complete List of JRS Express Branches in Cavite

Dasmariñas Cavite

Aguinaldo Highway, Zone IV (infront of NCST) Dasmariñas Cavite
Catherine Pastolero, OIC
Phone: (046) 416-1574 ● Mobile: 0923-7339713 

Imus, Cavite

Gen. Emilio Aguinaldo Highway, Palico 3 Imus Cavite
El P. Leuterio, BM
Phone: (046) 4718814 ● Mobile: 0923-2807362 


Silang Crossing, Aguinaldo Highway Tagaytay City Cavite
Ma. Theresa R. Causaren, BM
Phone: (046) 860-1155 ● Mobile: 0923-280-7349 

GMA, Cavite

626 Congressional Avenue San Gabriel , Area- K GMA ( infront of Phoenix Gas Station) Cavite City Cavite
Eunice V. Federico
Phone: (046) 4604049 

Cavite City

P. Burgos Avenue, corner Crisostomo St., Caridad Cavite City Cavite
Mary Jane Abugni
Phone: (046) 431-9688 ● Mobile: 0943-5218324 

Trece Martirez

Purok 8, Tanza -Trece Martires Road, Brgy. San Agustin (near public market) Trece Martires City Cavite
Lani Sagun
Mobile: 0933-4884031 

SM Dasma

Upper Ground SM Dasmariñas Dasmariñas Cavite
Ticket N Post
Phone: (046) 973-0807 

Molino, Bacoor

6469- E Molino Road, Molino III Bacoor Cavite
Jenjen o. Agcaoili
Mobile: 0932 5713566 

Rosario, Cavite

No. 51 Trias Building, Unit C. Abueg Street, Poblacion Rosario Cavite
Dana Chic Espinosa
Mobile: 0923-9904660 ● Mobile: 0923-2807362